Terms of Service for www.lumeo.agency

Effective Date: 15.07.2025

Welcome to LUMEO (“Company,” “we,” “our,” or “us”). These Terms of Service (“Terms”) govern your use of our website www.lumeo.agency and any related services (collectively, the “Services”). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree, you must not use our Services.

1. Eligibility

By using our Services, you represent that you:

• Are at least 18 years old (or the legal age of majority in your jurisdiction).

• Have the authority to enter into a binding agreement on behalf of yourself or your company.

2. Services Provided

LUMEO provides website design, development, and related digital services. Specific terms, deliverables, and pricing may be outlined in a separate service agreement, proposal, or invoice.

3. User Responsibilities

You agree to:

• Provide accurate, current, and complete information when engaging with our Services.

• Not use our website for unlawful, harmful, or fraudulent purposes.

• Not attempt to gain unauthorized access to our systems or data.

• Ensure that any materials (e.g., text, images, logos) you provide do not infringe on third-party rights.

4. Intellectual Property

• All content, designs, graphics, logos, code, and materials on www.lumeo.agency are the property of LUMEO or our licensors and are protected by international copyright, trademark, and intellectual property laws.

• You may not copy, reproduce, distribute, or create derivative works without prior written permission.

• Upon full payment, ownership of completed website deliverables may be transferred to you as specified in your service agreement.

5. Payment Terms

• Payment terms are outlined in your service agreement, proposal, or invoice.

• Unless otherwise agreed, payments are due in full before delivery of final work.

• Late payments may incur interest and/or suspension of Services.

• All fees are non-refundable except where required by applicable law.

6. Third-Party Tools and Services

Our Services may integrate third-party tools (e.g., hosting providers, plugins, analytics, payment gateways). We are not responsible for the availability, security, or performance of these third parties.

7. Limitation of Liability

To the fullest extent permitted by law:

• LUMEO shall not be liable for indirect, incidental, consequential, or punitive damages.

• Our total liability for any claim related to our Services will not exceed the total amount paid by you in the three (3) months preceding the claim.

8. Disclaimer of Warranties

Our Services are provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee that the website or Services will be uninterrupted, error-free, or secure.

9. Termination

We may suspend or terminate your access to the Services at any time, with or without cause, including if you violate these Terms. Upon termination, provisions regarding intellectual property, limitations of liability, and payment obligations shall survive.

10. Data Protection & Privacy

Your use of our Services is also governed by our Privacy Policy. By using our Services, you consent to the collection and use of your information as described there.

11. Governing Law & Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of Finland, without regard to conflict of law principles. Any disputes shall be resolved exclusively in the courts of Helsinki, Finland, unless otherwise required by applicable consumer protection laws.

12. International Use

Our Services are intended for global use. However, we do not guarantee compliance with laws outside the European Union. You are responsible for ensuring compliance with local laws in your jurisdiction.

13. Changes to Terms

We may update these Terms from time to time. The revised Terms will be posted on this page with a new “Effective Date.” Continued use of the Services constitutes acceptance of the updated Terms.

14. Contact Us

For questions about these Terms, please contact us at:

LUMEO
Website: www.lumeo.agency
Email: chris@lumeo.agency
Phone: +358505700752
Address: Töölönkatu 11-15 F 106f, 00100, Helsinki, Finland